CHECKING ACCOUNTS COMPARISON TABLE

Insured Money Fund
Minimum to open:
$100
$100
$100
$100
$100
$2500
Service charge:

$0 ******

$0 ***

$0 *****

$0

$5.00

$0 *****

Overdraft protection limit:

$500 (w/approval)*

$500 (w/approval)*

$500 (w/approval)*

$300 (w/approval)*

$600 (w/approval)*

Check Card fee:

$0

$0

$0

$0

$0

N/A

Transaction limit:

unlimited

unlimited

unlimited

unlimited

unlimited

6 withdrawals per statement cycle w/a minimum transfer amount of $250
Internet Banking and Voice Response available:

yes

yes

yes

yes

yes

yes

Interest accrued:

N/A

paid monthly on minimum daily balance of $1000 at current rate**

paid on minimum daily balance at current rate**

N/A

paid on minimum daily balance of $500 at current rate**

paid monthly at current rate**
Free checks:
yes

yes

N/A

Free Bill Pay:

yes

yes
yes
yes

yes

yes

50% discount on safe deposit box:

yes

Skip a payment in Dec.:

yes

$100 off closing costs on Secondary Market Loan:

yes

Optional Accidental Death insurance: yes yes yes yes

yes

yes

* Some restrictions apply. See a Customer Service Representative
** Current rates available upon request. Interest rate & annual percentage yield subject to change without notice
***Dormant account fee $3 per month with balance less than $100
*****
per statement cycle with minimum daily balance of $1000 or more. $7.50 if minimum daily balance falls below $1000.
******$5.00 per statement cycle if average daily balance is less than $500