|
|
CONDENSED STATEMENT OF CONDITION
The First National Bank of Berryville
Sept 30, 2007

ASSETS
|
|
|
|
Cash and balances due from depository institutions |
|
(Thousands of dollars): |
• Noninterest-bearing balances and currency and coin |
|
4,019 |
• Interest-bearing balances |
|
1,364 |
Held to Maturity securities |
|
6,563 |
Available-for-sale securities |
|
1,000 |
Federal funds sold |
|
3,200 |
Loans and lease financing receivables: |
|
|
• Loans and leases, net of unearned income |
104,676 |
|
• LESS: Allowance for loan and lease losses |
1,003 |
|
• Loans and leases, net of unearned income and allowance |
|
103,673 |
Premises and fixed assets (including capitalized leases) |
|
3,693 |
Other real estate owned |
|
1,359 |
Investments in unconsolidated subsidiaries and associated companies |
|
248 |
Other assets |
|
2,123 |
Total assets |
|
127,242 |
LIABILITIES
|
|
|
|
Deposits: |
|
|
• In domestic offices |
|
104,897 |
• In domestic offices, non-interest bearing |
16,972 |
|
• In domestic offices, interest-bearing |
87,925 |
|
Other borrowed money: |
|
2,865 |
Other liabilities |
|
826 |
Total liabilities |
|
108,588 |
EQUITY CAPITAL
|
|
|
|
Common stock |
|
570 |
Surplus |
|
1,090 |
Retained Earnings |
|
16,994 |
Accumulated other comprehensive income |
|
0 |
Total equity capital |
|
18,654 |
Total liabilities and equity capital |
|
127,242 |
| |
| MEMBER FEDERAL DEPOSIT INSURANCE CORPORATION |
| MEMBER FEDERAL RESERVE SYSTEM |

|
|