Cash and balances due from depository institutions

(Thousands of dollars):

   • Noninterest-bearing balances and currency and coin

4,019

   • Interest-bearing balances

1,364

Held to Maturity securities

6,563

Available-for-sale securities

1,000

Federal funds sold

3,200

Loans and lease financing receivables:

   • Loans and leases, net of unearned income

104,676

   • LESS: Allowance for loan and lease losses

1,003

   • Loans and leases, net of unearned income and allowance

103,673

Premises and fixed assets (including capitalized leases)

3,693

Other real estate owned

1,359

Investments in unconsolidated subsidiaries and associated companies

248

Other assets

2,123

Total assets

127,242

Deposits:

   • In domestic offices

104,897

   • In domestic offices, non-interest bearing

16,972

   • In domestic offices, interest-bearing

87,925

Other borrowed money:

2,865

Other liabilities

826

Total liabilities

108,588

Common stock

570

Surplus

1,090

Retained Earnings

16,994

Accumulated other comprehensive income

0

Total equity capital

18,654

Total liabilities and equity capital

127,242